Your Portfolio Management and Financial Planning Solutions
Applying a clear, well-defined and objective process, we offer a broad range of portfolio management and financial planning solutions customized for your specific needs, goals and life stage. Below is a cross-section of wealth management issues that our clients most commonly encounter.
Financial Planning For Retirement
- How soon can you afford to downsize your careers or elect to fully retire and reasonably expect to maintain your standard of living throughout your retirement years?
- Now that you are finally reaching your retirement years, how should you modify your investment plan to provide more stability and higher income at the expense of higher growth and volatility.
- What assumptions are prudent to make about inflation, rate of return on investments, market volatility, longevity, disability and chronic illnesses.
Financial Management During Retirement
- How much can you draw annually from your investment portfolio to supplement other sources of retirement income.
- How can you plan for your portfolio to keep up with withdrawals and inflation?
- What are the optimal choices to make for required minimum distributions from your retirement accounts based on the secure act?
- What investments should you spend first in retirement: taxable, tax-deferred or tax-free retirement assets?
- Should you consider long-term care insurance? What alternative LTC options do you have if you don’t want to lose the premiums paid.
Estate Planning
- How to anticipate and arrange for the management and disposal of your estate to your beneficiaries, while minimizing gift, estate, generation skipping transfer, income and capital gains taxes.
- How to plan for incapacity as well as a process of reducing or eliminating uncertainties over the administration of a probate and maximizing the value of the estate by using trusts.